Call reports 2016
FIRST BANK OF OKARCHE, THE — 2016
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 86,628,000 | 81,318,000 | 84,189,000 | 86,453,000 |
| Total loans | 42,452,000 | 37,616,000 | 36,826,000 | 42,451,000 |
| Allowance for loan losses | 792,000 | 814,000 | 728,000 | 728,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,029,000 | 21,140,000 | 20,036,000 | 21,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,302,000 | 70,658,000 | 73,235,000 | 76,038,000 |
| Interest-bearing deposits | 54,560,000 | 51,514,000 | 52,628,000 | 55,658,000 |
| Noninterest-bearing deposits | 21,742,000 | 19,144,000 | 20,607,000 | 20,380,000 |
| Equity capital | 10,111,000 | 10,417,000 | 10,679,000 | 10,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,612,000 | 2,337,000 | 3,086,000 |
| Interest expense | 27,000 | 56,000 | 84,000 | 114,000 |
| Net interest income | 821,000 | 1,556,000 | 2,253,000 | 2,972,000 |
| Noninterest income | 67,000 | 120,000 | 165,000 | 232,000 |
| Noninterest expense | 354,000 | 696,000 | 1,046,000 | 1,470,000 |
| Provision for loan losses | 0 | 20,000 | 30,000 | 40,000 |
| Pretax income | 534,000 | 960,000 | 1,342,000 | 1,694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 534,000 | 960,000 | 1,342,000 | 1,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,111,000 | 10,417,000 | 10,679,000 | 10,131,000 |
| Total capital | 10,822,000 | 11,066,000 | 11,326,000 | 10,837,000 |
| Risk-weighted assets | 56,852,000 | 51,761,000 | 51,748,000 | 56,470,000 |