Call reports 2015
FIRST BANK OF OKARCHE, THE — 2015
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 84,263,000 | 80,821,000 | 83,077,000 | 83,763,000 |
| Total loans | 41,081,000 | 35,766,000 | 36,377,000 | 45,054,000 |
| Allowance for loan losses | 735,000 | 720,000 | 714,000 | 714,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,030,000 | 20,160,000 | 23,784,000 | 23,885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,549,000 | 70,773,000 | 72,715,000 | 73,861,000 |
| Interest-bearing deposits | 52,736,000 | 51,673,000 | 53,247,000 | 54,267,000 |
| Noninterest-bearing deposits | 21,812,000 | 19,100,000 | 19,468,000 | 19,594,000 |
| Equity capital | 9,566,000 | 9,883,000 | 10,178,000 | 9,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,522,000 | 2,236,000 | 3,015,000 |
| Interest expense | 25,000 | 50,000 | 76,000 | 101,000 |
| Net interest income | 777,000 | 1,472,000 | 2,160,000 | 2,914,000 |
| Noninterest income | 51,000 | 104,000 | 159,000 | 217,000 |
| Noninterest expense | 314,000 | 625,000 | 953,000 | 1,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 514,000 | 951,000 | 1,366,000 | 1,785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 514,000 | 951,000 | 1,366,000 | 1,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,566,000 | 9,883,000 | 10,178,000 | 9,697,000 |
| Total capital | 10,157,000 | 10,494,000 | 10,800,000 | 10,410,000 |
| Risk-weighted assets | 47,162,000 | 48,843,000 | 49,746,000 | 57,071,000 |