Call reports 2014
FIRST BANK OF OKARCHE, THE — 2014
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 80,690,000 | 81,789,000 | 83,828,000 | 81,873,000 |
| Total loans | 34,660,000 | 33,062,000 | 32,732,000 | 44,102,000 |
| Allowance for loan losses | 586,000 | 594,000 | 590,000 | 620,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,202,000 | 15,922,000 | 20,325,000 | 18,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,617,000 | 72,409,000 | 74,162,000 | 72,560,000 |
| Interest-bearing deposits | 52,358,000 | 53,776,000 | 54,512,000 | 52,845,000 |
| Noninterest-bearing deposits | 19,259,000 | 18,633,000 | 19,649,000 | 19,715,000 |
| Equity capital | 8,984,000 | 9,277,000 | 9,545,000 | 9,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,358,000 | 2,024,000 | 2,767,000 |
| Interest expense | 29,000 | 56,000 | 82,000 | 108,000 |
| Net interest income | 664,000 | 1,302,000 | 1,942,000 | 2,659,000 |
| Noninterest income | 54,000 | 107,000 | 159,000 | 214,000 |
| Noninterest expense | 288,000 | 566,000 | 860,000 | 1,265,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 430,000 | 843,000 | 1,231,000 | 1,578,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | 843,000 | 1,231,000 | 1,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,984,000 | 9,277,000 | 9,545,000 | 9,172,000 |
| Total capital | 9,570,000 | 9,850,000 | 10,121,000 | 9,792,000 |
| Risk-weighted assets | 46,905,000 | 45,800,000 | 46,064,000 | 54,972,000 |