Call reports 2013
FIRST BANK OF OKARCHE, THE — 2013
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,554,000 | 68,081,000 | 69,221,000 | 76,326,000 |
| Total loans | 31,925,000 | 30,782,000 | 29,622,000 | 36,135,000 |
| Allowance for loan losses | 614,000 | 652,000 | 698,000 | 585,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,453,000 | 12,832,000 | 12,733,000 | 12,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,772,000 | 59,076,000 | 60,006,000 | 67,567,000 |
| Interest-bearing deposits | 47,221,000 | 46,101,000 | 46,462,000 | 49,774,000 |
| Noninterest-bearing deposits | 14,550,000 | 12,975,000 | 13,543,000 | 17,793,000 |
| Equity capital | 8,753,000 | 8,947,000 | 9,150,000 | 8,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,180,000 | 1,757,000 | 2,372,000 |
| Interest expense | 36,000 | 70,000 | 103,000 | 133,000 |
| Net interest income | 560,000 | 1,110,000 | 1,654,000 | 2,239,000 |
| Noninterest income | 44,000 | 102,000 | 155,000 | 212,000 |
| Noninterest expense | 274,000 | 558,000 | 832,000 | 1,230,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 330,000 | 644,000 | 967,000 | 1,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 644,000 | 967,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,753,000 | 8,947,000 | 9,150,000 | 8,674,000 |
| Total capital | 9,280,000 | 9,461,000 | 9,655,000 | 9,259,000 |
| Risk-weighted assets | 42,039,000 | 40,955,000 | 40,229,000 | 47,054,000 |