Call reports 2012
FIRST BANK OF OKARCHE, THE — 2012
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,465,000 | 65,908,000 | 68,649,000 | 68,034,000 |
| Total loans | 32,752,000 | 32,057,000 | 30,218,000 | 33,511,000 |
| Allowance for loan losses | 609,000 | 604,000 | 615,000 | 628,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,553,000 | 19,232,000 | 17,444,000 | 14,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,696,000 | 56,879,000 | 59,414,000 | 59,455,000 |
| Interest-bearing deposits | 43,360,000 | 43,331,000 | 46,895,000 | 47,285,000 |
| Noninterest-bearing deposits | 13,337,000 | 13,548,000 | 12,519,000 | 12,170,000 |
| Equity capital | 8,733,000 | 8,986,000 | 9,194,000 | 8,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,328,000 | 1,959,000 | 2,580,000 |
| Interest expense | 50,000 | 93,000 | 137,000 | 173,000 |
| Net interest income | 631,000 | 1,235,000 | 1,822,000 | 2,407,000 |
| Noninterest income | 43,000 | 84,000 | 125,000 | 172,000 |
| Noninterest expense | 279,000 | 527,000 | 797,000 | 1,145,000 |
| Provision for loan losses | 20,000 | 45,000 | 75,000 | 110,000 |
| Pretax income | 375,000 | 747,000 | 1,075,000 | 1,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 747,000 | 1,075,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,733,000 | 8,986,000 | 9,194,000 | 8,543,000 |
| Total capital | 9,240,000 | 9,487,000 | 9,682,000 | 9,057,000 |
| Risk-weighted assets | 40,420,000 | 39,978,000 | 38,939,000 | 41,021,000 |