Call reports 2011
FIRST BANK OF OKARCHE, THE — 2011
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,260,000 | 63,305,000 | 63,917,000 | 63,672,000 |
| Total loans | 30,018,000 | 27,840,000 | 29,076,000 | 34,863,000 |
| Allowance for loan losses | 590,000 | 585,000 | 597,000 | 589,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,183,000 | 22,598,000 | 21,154,000 | 20,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,764,000 | 54,603,000 | 55,075,000 | 55,145,000 |
| Interest-bearing deposits | 42,826,000 | 41,645,000 | 42,520,000 | 42,608,000 |
| Noninterest-bearing deposits | 10,938,000 | 12,958,000 | 12,556,000 | 12,537,000 |
| Equity capital | 8,445,000 | 8,648,000 | 8,794,000 | 8,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,214,000 | 1,809,000 | 2,429,000 |
| Interest expense | 77,000 | 144,000 | 208,000 | 268,000 |
| Net interest income | 538,000 | 1,070,000 | 1,601,000 | 2,161,000 |
| Noninterest income | 52,000 | 98,000 | 144,000 | 197,000 |
| Noninterest expense | 261,000 | 511,000 | 784,000 | 1,102,000 |
| Provision for loan losses | 15,000 | 20,000 | 58,000 | 83,000 |
| Pretax income | 314,000 | 637,000 | 903,000 | 1,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 637,000 | 903,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,445,000 | 8,648,000 | 8,794,000 | 8,479,000 |
| Total capital | 8,911,000 | 9,094,000 | 9,250,000 | 9,000,000 |
| Risk-weighted assets | 37,145,000 | 35,565,000 | 36,343,000 | 41,588,000 |