Call reports 2010
FIRST BANK OF OKARCHE, THE — 2010
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 52,838,000 | 54,730,000 | 56,427,000 | 57,254,000 |
| Total loans | 33,856,000 | 30,328,000 | 29,236,000 | 33,316,000 |
| Allowance for loan losses | 597,000 | 577,000 | 593,000 | 582,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,802,000 | 11,791,000 | 15,015,000 | 13,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,490,000 | 46,213,000 | 47,797,000 | 48,938,000 |
| Interest-bearing deposits | 36,146,000 | 37,734,000 | 40,132,000 | 40,057,000 |
| Noninterest-bearing deposits | 8,343,000 | 8,478,000 | 7,665,000 | 8,881,000 |
| Equity capital | 8,277,000 | 8,434,000 | 8,564,000 | 8,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,351,000 | 1,945,000 | 2,524,000 |
| Interest expense | 106,000 | 210,000 | 313,000 | 402,000 |
| Net interest income | 600,000 | 1,141,000 | 1,632,000 | 2,122,000 |
| Noninterest income | 40,000 | 91,000 | 135,000 | 190,000 |
| Noninterest expense | 256,000 | 515,000 | 777,000 | 1,089,000 |
| Provision for loan losses | 32,000 | 87,000 | 112,000 | 117,000 |
| Pretax income | 352,000 | 630,000 | 878,000 | 1,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 630,000 | 878,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,277,000 | 8,434,000 | 8,564,000 | 8,251,000 |
| Total capital | 8,761,000 | 8,882,000 | 9,007,000 | 8,741,000 |
| Risk-weighted assets | 38,570,000 | 35,701,000 | 35,260,000 | 39,131,000 |