Call reports 2009
FIRST BANK OF OKARCHE, THE — 2009
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,194,000 | 50,713,000 | 51,240,000 | 52,695,000 |
| Total loans | 30,818,000 | 30,377,000 | 30,085,000 | 35,768,000 |
| Allowance for loan losses | 646,000 | 628,000 | 626,000 | 581,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,346,000 | 11,812,000 | 10,508,000 | 14,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,013,000 | 42,353,000 | 42,768,000 | 43,203,000 |
| Interest-bearing deposits | 36,162,000 | 34,861,000 | 35,369,000 | 34,865,000 |
| Noninterest-bearing deposits | 7,851,000 | 7,492,000 | 7,399,000 | 8,338,000 |
| Equity capital | 8,072,000 | 8,245,000 | 8,379,000 | 8,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,355,000 | 2,000,000 | 2,669,000 |
| Interest expense | 157,000 | 300,000 | 428,000 | 546,000 |
| Net interest income | 551,000 | 1,055,000 | 1,572,000 | 2,123,000 |
| Noninterest income | 37,000 | 92,000 | 135,000 | 189,000 |
| Noninterest expense | 279,000 | 540,000 | 841,000 | 1,165,000 |
| Provision for loan losses | 10,000 | 15,000 | 20,000 | 35,000 |
| Pretax income | 299,000 | 592,000 | 846,000 | 1,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 299,000 | 592,000 | 846,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,072,000 | 8,245,000 | 8,379,000 | 8,045,000 |
| Total capital | 8,522,000 | 8,683,000 | 8,818,000 | 8,546,000 |
| Risk-weighted assets | 35,836,000 | 34,872,000 | 34,918,000 | 39,964,000 |