Call reports 2008
FIRST BANK OF OKARCHE, THE — 2008
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,272,000 | 50,037,000 | 50,685,000 | 50,713,000 |
| Total loans | 30,999,000 | 30,103,000 | 29,934,000 | 33,805,000 |
| Allowance for loan losses | 676,000 | 722,000 | 678,000 | 636,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,924,000 | 8,698,000 | 9,465,000 | 9,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,114,000 | 41,607,000 | 42,058,000 | 42,659,000 |
| Interest-bearing deposits | 34,367,000 | 33,326,000 | 34,542,000 | 34,550,000 |
| Noninterest-bearing deposits | 6,747,000 | 8,281,000 | 7,516,000 | 8,109,000 |
| Equity capital | 7,955,000 | 8,232,000 | 8,475,000 | 7,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,597,000 | 2,348,000 | 3,113,000 |
| Interest expense | 262,000 | 492,000 | 695,000 | 875,000 |
| Net interest income | 547,000 | 1,105,000 | 1,653,000 | 2,238,000 |
| Noninterest income | 32,000 | 83,000 | 122,000 | 161,000 |
| Noninterest expense | 221,000 | 433,000 | 657,000 | 1,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 358,000 | 755,000 | 1,118,000 | 1,226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 358,000 | 755,000 | 1,118,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,955,000 | 8,232,000 | 8,475,000 | 7,893,000 |
| Total capital | 8,394,000 | 8,666,000 | 8,911,000 | 8,369,000 |
| Risk-weighted assets | 34,881,000 | 34,408,000 | 34,620,000 | 37,898,000 |