Call reports 2007
FIRST BANK OF OKARCHE, THE — 2007
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,322,000 | 45,561,000 | 47,544,000 | 46,190,000 |
| Total loans | 33,489,000 | 30,930,000 | 29,563,000 | 32,732,000 |
| Allowance for loan losses | 588,000 | 586,000 | 571,000 | 670,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,287,000 | 6,154,000 | 6,055,000 | 4,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,316,000 | 37,254,000 | 39,022,000 | 38,256,000 |
| Interest-bearing deposits | 30,350,000 | 30,546,000 | 31,736,000 | 31,526,000 |
| Noninterest-bearing deposits | 6,966,000 | 6,708,000 | 7,286,000 | 6,730,000 |
| Equity capital | 7,843,000 | 8,102,000 | 8,328,000 | 7,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,611,000 | 2,445,000 | 3,273,000 |
| Interest expense | 238,000 | 499,000 | 771,000 | 1,050,000 |
| Net interest income | 570,000 | 1,112,000 | 1,674,000 | 2,223,000 |
| Noninterest income | 34,000 | 66,000 | 102,000 | 141,000 |
| Noninterest expense | 210,000 | 406,000 | 658,000 | 1,166,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 389,000 | 767,000 | 1,113,000 | 1,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 389,000 | 767,000 | 1,113,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,843,000 | 8,102,000 | 8,328,000 | 7,717,000 |
| Total capital | 8,300,000 | 8,531,000 | 8,748,000 | 8,166,000 |
| Risk-weighted assets | 36,448,000 | 34,194,000 | 33,472,000 | 35,708,000 |