Call reports 2006
FIRST BANK OF OKARCHE, THE — 2006
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,431,000 | 42,830,000 | 44,821,000 | 43,910,000 |
| Total loans | 31,237,000 | 29,273,000 | 29,049,000 | 33,010,000 |
| Allowance for loan losses | 576,000 | 579,000 | 591,000 | 575,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,047,000 | 5,720,000 | 5,585,000 | 6,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,645,000 | 34,755,000 | 36,502,000 | 36,167,000 |
| Interest-bearing deposits | 30,268,000 | 29,076,000 | 29,783,000 | 29,939,000 |
| Noninterest-bearing deposits | 6,377,000 | 5,679,000 | 6,719,000 | 6,228,000 |
| Equity capital | 7,669,000 | 7,938,000 | 8,173,000 | 7,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,440,000 | 2,191,000 | 2,984,000 |
| Interest expense | 174,000 | 370,000 | 587,000 | 816,000 |
| Net interest income | 531,000 | 1,070,000 | 1,604,000 | 2,168,000 |
| Noninterest income | 32,000 | 69,000 | 111,000 | 155,000 |
| Noninterest expense | 209,000 | 396,000 | 617,000 | 1,134,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 349,000 | 738,000 | 1,093,000 | 1,184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 738,000 | 1,093,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,669,000 | 7,938,000 | 8,173,000 | 7,574,000 |
| Total capital | 8,100,000 | 8,343,000 | 8,581,000 | 8,021,000 |
| Risk-weighted assets | 34,334,000 | 32,197,000 | 32,466,000 | 35,603,000 |