Call reports 2005
FIRST BANK OF OKARCHE, THE — 2005
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,712,000 | 41,909,000 | 43,457,000 | 42,497,000 |
| Total loans | 31,530,000 | 28,073,000 | 28,187,000 | 33,327,000 |
| Allowance for loan losses | 612,000 | 617,000 | 635,000 | 603,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,870,000 | 6,507,000 | 6,587,000 | 6,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,074,000 | 34,012,000 | 35,326,000 | 34,943,000 |
| Interest-bearing deposits | 28,963,000 | 28,455,000 | 28,984,000 | 29,022,000 |
| Noninterest-bearing deposits | 6,111,000 | 5,557,000 | 6,342,000 | 5,921,000 |
| Equity capital | 7,571,000 | 7,817,000 | 8,042,000 | 7,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,252,000 | 1,901,000 | 2,597,000 |
| Interest expense | 102,000 | 204,000 | 338,000 | 493,000 |
| Net interest income | 539,000 | 1,048,000 | 1,563,000 | 2,104,000 |
| Noninterest income | 39,000 | 81,000 | 104,000 | 134,000 |
| Noninterest expense | 210,000 | 395,000 | 585,000 | 1,068,000 |
| Provision for loan losses | 10,000 | 10,000 | 15,000 | 15,000 |
| Pretax income | 358,000 | 724,000 | 1,069,000 | 1,157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 358,000 | 724,000 | 1,069,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,571,000 | 7,817,000 | 8,042,000 | 7,440,000 |
| Total capital | 7,999,000 | 8,209,000 | 8,440,000 | 7,885,000 |
| Risk-weighted assets | 34,043,000 | 31,171,000 | 31,565,000 | 35,415,000 |