Call reports 2004
FIRST BANK OF OKARCHE, THE — 2004
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,843,000 | 43,027,000 | 41,707,000 | 42,812,000 |
| Total loans | 30,670,000 | 27,606,000 | 28,413,000 | 34,349,000 |
| Allowance for loan losses | 474,000 | 508,000 | 580,000 | 599,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,309,000 | 5,289,000 | 4,193,000 | 3,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,196,000 | 35,168,000 | 33,682,000 | 35,388,000 |
| Interest-bearing deposits | 29,030,000 | 29,330,000 | 27,653,000 | 30,070,000 |
| Noninterest-bearing deposits | 5,166,000 | 5,838,000 | 6,029,000 | 5,318,000 |
| Equity capital | 7,579,000 | 7,784,000 | 7,964,000 | 7,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,239,000 | 1,821,000 | 2,427,000 |
| Interest expense | 96,000 | 185,000 | 275,000 | 366,000 |
| Net interest income | 555,000 | 1,054,000 | 1,546,000 | 2,061,000 |
| Noninterest income | 44,000 | 81,000 | 116,000 | 231,000 |
| Noninterest expense | 185,000 | 366,000 | 563,000 | 1,104,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 386,000 | 711,000 | 1,011,000 | 1,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 711,000 | 1,011,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,579,000 | 7,784,000 | 7,964,000 | 7,333,000 |
| Total capital | 8,000,000 | 8,176,000 | 8,359,000 | 7,788,000 |
| Risk-weighted assets | 33,599,000 | 31,281,000 | 31,378,000 | 36,294,000 |