Call reports 2003
FIRST BANK OF OKARCHE, THE — 2003
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 42,938,000 | 43,085,000 | 42,770,000 | 44,558,000 |
| Total loans | 29,151,000 | 27,526,000 | 27,676,000 | 34,777,000 |
| Allowance for loan losses | 497,000 | 503,000 | 523,000 | 451,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,177,000 | 5,293,000 | 6,058,000 | 5,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,304,000 | 35,379,000 | 34,920,000 | 37,163,000 |
| Interest-bearing deposits | 30,411,000 | 30,605,000 | 29,870,000 | 31,665,000 |
| Noninterest-bearing deposits | 4,893,000 | 4,774,000 | 5,050,000 | 5,498,000 |
| Equity capital | 7,393,000 | 7,596,000 | 7,772,000 | 7,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,290,000 | 1,878,000 | 2,534,000 |
| Interest expense | 153,000 | 290,000 | 407,000 | 506,000 |
| Net interest income | 523,000 | 1,000,000 | 1,471,000 | 2,028,000 |
| Noninterest income | 29,000 | 63,000 | 101,000 | 136,000 |
| Noninterest expense | 183,000 | 361,000 | 554,000 | 1,037,000 |
| Provision for loan losses | 30,000 | 40,000 | 60,000 | 90,000 |
| Pretax income | 339,000 | 662,000 | 958,000 | 1,039,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 662,000 | 958,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,393,000 | 7,596,000 | 7,772,000 | 7,313,000 |
| Total capital | 7,802,000 | 7,988,000 | 8,164,000 | 7,764,000 |
| Risk-weighted assets | 32,662,000 | 31,257,000 | 31,209,000 | 37,463,000 |