Call reports 2002
FIRST BANK OF OKARCHE, THE — 2002
What FIRST BANK OF OKARCHE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,912,000 | 42,139,000 | 42,026,000 | 41,745,000 |
| Total loans | 28,287,000 | 27,226,000 | 24,965,000 | 30,554,000 |
| Allowance for loan losses | 490,000 | 499,000 | 513,000 | 485,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,460,000 | 10,417,000 | 9,560,000 | 8,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,950,000 | 34,370,000 | 33,982,000 | 34,118,000 |
| Interest-bearing deposits | 30,966,000 | 29,331,000 | 29,846,000 | 29,576,000 |
| Noninterest-bearing deposits | 4,984,000 | 5,039,000 | 4,136,000 | 4,542,000 |
| Equity capital | 7,318,000 | 7,530,000 | 7,705,000 | 7,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,512,000 | 2,193,000 | 2,855,000 |
| Interest expense | 239,000 | 453,000 | 653,000 | 831,000 |
| Net interest income | 552,000 | 1,059,000 | 1,540,000 | 2,024,000 |
| Noninterest income | 44,000 | 72,000 | 103,000 | 137,000 |
| Noninterest expense | 195,000 | 363,000 | 545,000 | 1,010,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 371,000 | 710,000 | 1,010,000 | 1,023,000 |
| Income tax | 0 | 8,000 | 13,000 | 17,000 |
| Net income | 371,000 | 702,000 | 997,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,318,000 | 7,530,000 | 7,705,000 | 7,174,000 |
| Total capital | 7,721,000 | 7,918,000 | 8,068,000 | 7,592,000 |
| Risk-weighted assets | 32,123,000 | 30,933,000 | 28,909,000 | 33,408,000 |