Call reports 2015
DURAND STATE BANK — 2015
What DURAND STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,458,000 | 94,466,000 | 93,554,000 | 93,213,000 |
| Total loans | 54,685,000 | 54,511,000 | 55,037,000 | 56,545,000 |
| Allowance for loan losses | 627,000 | 640,000 | 585,000 | 693,000 |
| Securities available for sale | 30,206,000 | 29,908,000 | 30,198,000 | 28,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,731,000 | 79,694,000 | 80,133,000 | 80,471,000 |
| Interest-bearing deposits | 69,023,000 | 70,408,000 | 69,938,000 | 70,379,000 |
| Noninterest-bearing deposits | 9,708,000 | 9,285,000 | 10,194,000 | 10,092,000 |
| Equity capital | 10,147,000 | 10,038,000 | 10,394,000 | 10,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,688,000 | 2,533,000 | 3,446,000 |
| Interest expense | 85,000 | 173,000 | 267,000 | 366,000 |
| Net interest income | 767,000 | 1,515,000 | 2,266,000 | 3,080,000 |
| Noninterest income | 84,000 | 166,000 | 264,000 | 352,000 |
| Noninterest expense | 626,000 | 1,244,000 | 1,785,000 | 2,403,000 |
| Provision for loan losses | 16,000 | 34,000 | 69,000 | 165,000 |
| Pretax income | 226,000 | 420,000 | 738,000 | 991,000 |
| Income tax | 21,000 | 42,000 | 135,000 | 277,000 |
| Net income | 205,000 | 378,000 | 603,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,972,000 | 10,145,000 | 10,371,000 | 10,363,000 |
| Total capital | 10,599,000 | 10,785,000 | 10,956,000 | 11,056,000 |
| Risk-weighted assets | 60,095,000 | 60,712,000 | 61,132,000 | 63,453,000 |
Machine access — free, no API key
Every figure shown here about DURAND STATE BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.