Call report 2002Q4
DURAND STATE BANK — 2002Q4
The 22 measures DURAND STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,874,000 | USD | evidence → |
| Total loans | 44,601,000 | USD | evidence → |
| Allowance for loan losses | 456,000 | USD | evidence → |
| Securities available for sale | 15,146,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,832,000 | USD | evidence → |
| Interest-bearing deposits | 55,488,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,344,000 | USD | evidence → |
| Equity capital | 5,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,875,000 | USD | evidence → |
| Interest expense | 1,689,000 | USD | evidence → |
| Net interest income | 2,186,000 | USD | evidence → |
| Noninterest income | 320,000 | USD | evidence → |
| Noninterest expense | 1,894,000 | USD | evidence → |
| Provision for loan losses | 262,000 | USD | evidence → |
| Pretax income | 524,000 | USD | evidence → |
| Income tax | 125,000 | USD | evidence → |
| Net income | 399,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,390,000 | USD | evidence → |
| Total capital | 5,846,000 | USD | evidence → |
| Risk-weighted assets | 51,310,000 | USD | evidence → |