Call reports 2016
COMMUNITY BANK OF PLEASANT HILL — 2016
What COMMUNITY BANK OF PLEASANT HILL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,333,000 | 56,616,000 | 60,103,000 | 62,437,000 |
| Total loans | 31,732,000 | 34,037,000 | 33,851,000 | 32,378,000 |
| Allowance for loan losses | 371,000 | 372,000 | 374,000 | 376,000 |
| Securities available for sale | 14,381,000 | 14,546,000 | 19,512,000 | 21,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,823,000 | 50,902,000 | 54,223,000 | 56,847,000 |
| Interest-bearing deposits | 35,781,000 | 37,203,000 | 37,479,000 | 37,803,000 |
| Noninterest-bearing deposits | 16,042,000 | 13,699,000 | 16,744,000 | 19,045,000 |
| Equity capital | 5,471,000 | 5,649,000 | 5,793,000 | 5,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 780,000 | 1,177,000 | 1,582,000 |
| Interest expense | 24,000 | 47,000 | 69,000 | 91,000 |
| Net interest income | 364,000 | 733,000 | 1,108,000 | 1,491,000 |
| Noninterest income | 382,000 | 684,000 | 995,000 | 1,347,000 |
| Noninterest expense | 566,000 | 1,124,000 | 1,683,000 | 2,245,000 |
| Provision for loan losses | -1,000 | 1,000 | 3,000 | 6,000 |
| Pretax income | 181,000 | 305,000 | 430,000 | 600,000 |
| Income tax | 13,000 | 17,000 | 21,000 | 26,000 |
| Net income | 168,000 | 288,000 | 409,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,290,000 | 5,417,000 | 5,545,000 | 5,717,000 |
| Total capital | 5,661,000 | 5,789,000 | 5,919,000 | 6,093,000 |
| Risk-weighted assets | 39,387,000 | 41,203,000 | 41,800,000 | 41,169,000 |