Call reports 2026
FIRST SUMMIT BANK — 2026
What FIRST SUMMIT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 34,324,000 | 33,759,000 |
| Total loans | 18,243,000 | 18,066,000 |
| Allowance for loan losses | 230,000 | 278,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 29,579,000 | 28,998,000 |
| Interest-bearing deposits | 23,336,000 | 23,244,000 |
| Noninterest-bearing deposits | 6,243,000 | 5,754,000 |
| Equity capital | 4,684,000 | 4,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 485,000 | 964,000 |
| Interest expense | 126,000 | 244,000 |
| Net interest income | 359,000 | 720,000 |
| Noninterest income | 35,000 | 67,000 |
| Noninterest expense | 296,000 | 617,000 |
| Provision for loan losses | 0 | 48,000 |
| Pretax income | 90,000 | 117,000 |
| Income tax | 0 | 0 |
| Net income | 90,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,624,000 | 4,651,000 |