Call report 2004Q4
FIRST SUMMIT BANK — 2004Q4
The 22 measures FIRST SUMMIT BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 33,373,000 | USD | evidence → |
| Total loans | 23,575,000 | USD | evidence → |
| Allowance for loan losses | 238,000 | USD | evidence → |
| Securities available for sale | 1,887,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 30,354,000 | USD | evidence → |
| Interest-bearing deposits | 28,188,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,166,000 | USD | evidence → |
| Equity capital | 2,772,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,990,000 | USD | evidence → |
| Interest expense | 626,000 | USD | evidence → |
| Net interest income | 1,364,000 | USD | evidence → |
| Noninterest income | 175,000 | USD | evidence → |
| Noninterest expense | 895,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 539,000 | USD | evidence → |
| Income tax | 196,000 | USD | evidence → |
| Net income | 343,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,776,000 | USD | evidence → |
| Total capital | 3,014,000 | USD | evidence → |
| Risk-weighted assets | 21,432,000 | USD | evidence → |