Call reports 2012
MINNWEST BANK CENTRAL — 2012
What MINNWEST BANK CENTRAL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 293,009,000 | 295,813,000 | 300,048,000 | 315,743,000 |
| Total loans | 243,144,000 | 242,754,000 | 240,100,000 | 257,907,000 |
| Allowance for loan losses | 2,877,000 | 2,950,000 | 2,949,000 | 2,972,000 |
| Securities available for sale | 24,543,000 | 22,950,000 | 25,040,000 | 20,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,229,000 | 241,550,000 | 237,777,000 | 255,758,000 |
| Interest-bearing deposits | 214,683,000 | 212,447,000 | 206,954,000 | 212,524,000 |
| Noninterest-bearing deposits | 26,546,000 | 29,103,000 | 30,823,000 | 43,234,000 |
| Equity capital | 29,885,000 | 30,228,000 | 30,760,000 | 30,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,385,000 | 6,861,000 | 10,247,000 | 13,585,000 |
| Interest expense | 748,000 | 1,360,000 | 1,886,000 | 2,329,000 |
| Net interest income | 2,637,000 | 5,501,000 | 8,361,000 | 11,256,000 |
| Noninterest income | 100,000 | 421,000 | 740,000 | 939,000 |
| Noninterest expense | 1,500,000 | 3,168,000 | 4,702,000 | 6,438,000 |
| Provision for loan losses | 120,000 | 240,000 | 240,000 | 240,000 |
| Pretax income | 1,117,000 | 2,514,000 | 4,159,000 | 5,517,000 |
| Income tax | 409,000 | 934,000 | 1,556,000 | 2,064,000 |
| Net income | 708,000 | 1,580,000 | 2,603,000 | 3,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,429,000 | 29,751,000 | 30,274,000 | 30,524,000 |
| Total capital | 32,306,000 | 32,701,000 | 33,223,000 | 33,496,000 |
| Risk-weighted assets | 254,442,000 | 254,384,000 | 252,364,000 | 268,423,000 |