Call reports 2011
MINNWEST BANK CENTRAL — 2011
What MINNWEST BANK CENTRAL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 325,763,000 | 316,240,000 | 309,537,000 | 319,799,000 |
| Total loans | 243,411,000 | 237,377,000 | 238,208,000 | 258,204,000 |
| Allowance for loan losses | 3,074,000 | 3,084,000 | 2,744,000 | 2,757,000 |
| Securities available for sale | 30,767,000 | 31,036,000 | 32,034,000 | 28,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,768,000 | 261,281,000 | 255,082,000 | 254,270,000 |
| Interest-bearing deposits | 243,772,000 | 238,392,000 | 232,199,000 | 223,983,000 |
| Noninterest-bearing deposits | 23,996,000 | 22,889,000 | 22,883,000 | 30,287,000 |
| Equity capital | 28,949,000 | 29,351,000 | 29,573,000 | 29,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,726,000 | 7,431,000 | 11,037,000 | 14,664,000 |
| Interest expense | 1,248,000 | 2,350,000 | 3,379,000 | 4,295,000 |
| Net interest income | 2,478,000 | 5,081,000 | 7,658,000 | 10,369,000 |
| Noninterest income | 227,000 | 73,000 | 193,000 | -231,000 |
| Noninterest expense | 1,617,000 | 3,148,000 | 4,845,000 | 6,563,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 968,000 | 1,886,000 | 2,886,000 | 3,455,000 |
| Income tax | 338,000 | 656,000 | 1,019,000 | 1,212,000 |
| Net income | 630,000 | 1,230,000 | 1,867,000 | 2,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,533,000 | 28,832,000 | 29,070,000 | 28,946,000 |
| Total capital | 31,607,000 | 31,916,000 | 31,814,000 | 31,703,000 |
| Risk-weighted assets | 259,704,000 | 252,438,000 | 254,510,000 | 270,991,000 |