Call reports 2009
MINNWEST BANK CENTRAL — 2009
What MINNWEST BANK CENTRAL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 299,843,000 | 311,387,000 | 310,890,000 | 323,960,000 |
| Total loans | 249,161,000 | 259,241,000 | 268,265,000 | 267,499,000 |
| Allowance for loan losses | 3,179,000 | 3,087,000 | 2,963,000 | 3,194,000 |
| Securities available for sale | 25,374,000 | 23,773,000 | 22,289,000 | 21,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,148,000 | 252,183,000 | 247,454,000 | 266,044,000 |
| Interest-bearing deposits | 226,939,000 | 233,698,000 | 230,682,000 | 242,391,000 |
| Noninterest-bearing deposits | 19,209,000 | 18,485,000 | 16,772,000 | 23,653,000 |
| Equity capital | 27,359,000 | 27,541,000 | 27,302,000 | 27,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,116,000 | 8,273,000 | 12,513,000 | 16,756,000 |
| Interest expense | 1,692,000 | 3,226,000 | 4,732,000 | 6,219,000 |
| Net interest income | 2,424,000 | 5,047,000 | 7,781,000 | 10,537,000 |
| Noninterest income | 268,000 | 300,000 | -594,000 | -596,000 |
| Noninterest expense | 1,615,000 | 3,443,000 | 5,077,000 | 6,917,000 |
| Provision for loan losses | 204,000 | 940,000 | 1,768,000 | 1,972,000 |
| Pretax income | 873,000 | 964,000 | 342,000 | 1,052,000 |
| Income tax | 303,000 | 291,000 | -8,000 | 228,000 |
| Net income | 570,000 | 673,000 | 350,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,754,000 | 26,878,000 | 26,577,000 | 27,072,000 |
| Total capital | 29,933,000 | 29,965,000 | 29,540,000 | 30,266,000 |
| Risk-weighted assets | 260,773,000 | 275,485,000 | 283,211,000 | 283,989,000 |