Call reports 2002
MINNWEST BANK CENTRAL — 2002
What MINNWEST BANK CENTRAL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 160,719,000 | 162,727,000 | 165,495,000 | 168,360,000 |
| Total loans | 136,152,000 | 136,222,000 | 138,569,000 | 130,959,000 |
| Allowance for loan losses | 1,990,000 | 2,109,000 | 2,194,000 | 2,131,000 |
| Securities available for sale | 15,115,000 | 14,585,000 | 14,463,000 | 18,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,929,000 | 132,607,000 | 133,289,000 | 138,260,000 |
| Interest-bearing deposits | 119,856,000 | 121,964,000 | 121,246,000 | 122,269,000 |
| Noninterest-bearing deposits | 12,073,000 | 10,643,000 | 12,043,000 | 15,991,000 |
| Equity capital | 13,896,000 | 14,419,000 | 14,892,000 | 15,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,859,000 | 5,679,000 | 8,545,000 | 11,182,000 |
| Interest expense | 1,206,000 | 2,379,000 | 3,540,000 | 4,620,000 |
| Net interest income | 1,653,000 | 3,300,000 | 5,005,000 | 6,562,000 |
| Noninterest income | 185,000 | 358,000 | 529,000 | 700,000 |
| Noninterest expense | 1,025,000 | 2,068,000 | 3,078,000 | 4,161,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 300,000 |
| Pretax income | 723,000 | 1,410,000 | 2,186,000 | 2,801,000 |
| Income tax | 279,000 | 543,000 | 843,000 | 1,077,000 |
| Net income | 444,000 | 867,000 | 1,343,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,399,000 | 13,834,000 | 14,323,000 | 14,716,000 |
| Total capital | 15,078,000 | 15,520,000 | 16,061,000 | 16,420,000 |
| Risk-weighted assets | 133,976,000 | 134,488,000 | 138,565,000 | 135,896,000 |