Call reports 2001
MINNWEST BANK CENTRAL — 2001
What MINNWEST BANK CENTRAL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 154,049,000 | 158,987,000 | 161,551,000 | 163,500,000 |
| Total loans | 130,363,000 | 135,922,000 | 139,101,000 | 136,310,000 |
| Allowance for loan losses | 1,787,000 | 1,632,000 | 1,729,000 | 1,900,000 |
| Securities available for sale | 14,977,000 | 13,379,000 | 12,746,000 | 15,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,399,000 | 124,528,000 | 130,768,000 | 135,582,000 |
| Interest-bearing deposits | 113,707,000 | 113,732,000 | 119,297,000 | 120,596,000 |
| Noninterest-bearing deposits | 10,692,000 | 10,796,000 | 11,471,000 | 14,986,000 |
| Equity capital | 13,106,000 | 13,553,000 | 14,096,000 | 14,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,216,000 | 6,424,000 | 9,673,000 | 12,789,000 |
| Interest expense | 1,652,000 | 3,211,000 | 4,772,000 | 6,171,000 |
| Net interest income | 1,564,000 | 3,213,000 | 4,901,000 | 6,618,000 |
| Noninterest income | 180,000 | 339,000 | 502,000 | 683,000 |
| Noninterest expense | 945,000 | 1,979,000 | 2,929,000 | 3,980,000 |
| Provision for loan losses | 74,000 | 147,000 | 237,000 | 327,000 |
| Pretax income | 753,000 | 1,454,000 | 2,273,000 | 3,029,000 |
| Income tax | 286,000 | 551,000 | 865,000 | 1,156,000 |
| Net income | 467,000 | 903,000 | 1,408,000 | 1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,497,000 | 12,945,000 | 13,464,000 | 13,942,000 |
| Total capital | 14,095,000 | 14,577,000 | 15,166,000 | 15,644,000 |
| Risk-weighted assets | 127,627,000 | 132,884,000 | 136,113,000 | 135,983,000 |