Call reports 2026
FIRST BANK & TRUST COMPANY — 2026
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 260,562,000 | 255,151,000 |
| Total loans | 150,206,000 | 150,505,000 |
| Allowance for loan losses | 1,029,000 | 1,176,000 |
| Securities available for sale | 85,169,000 | 88,761,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 234,292,000 | 229,318,000 |
| Interest-bearing deposits | 189,009,000 | 185,082,000 |
| Noninterest-bearing deposits | 45,283,000 | 44,236,000 |
| Equity capital | 25,514,000 | 24,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,522,000 | 7,202,000 |
| Interest expense | 930,000 | 1,876,000 |
| Net interest income | 2,592,000 | 5,326,000 |
| Noninterest income | 350,000 | 719,000 |
| Noninterest expense | 1,757,000 | 3,493,000 |
| Provision for loan losses | 180,000 | 360,000 |
| Pretax income | 998,000 | 2,198,000 |
| Income tax | 0 | 0 |
| Net income | 998,000 | 2,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,202,000 | 30,012,000 |
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