Call reports 2025
FIRST BANK & TRUST COMPANY — 2025
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 248,948,000 | 239,390,000 | 241,177,000 | 245,109,000 |
| Total loans | 146,781,000 | 142,646,000 | 145,372,000 | 148,064,000 |
| Allowance for loan losses | 1,812,000 | 1,815,000 | 1,797,000 | 2,035,000 |
| Securities available for sale | 80,607,000 | 80,241,000 | 82,918,000 | 81,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,782,000 | 217,025,000 | 216,383,000 | 219,272,000 |
| Interest-bearing deposits | 184,518,000 | 175,395,000 | 172,951,000 | 176,202,000 |
| Noninterest-bearing deposits | 41,264,000 | 41,630,000 | 43,432,000 | 43,070,000 |
| Equity capital | 22,235,000 | 21,530,000 | 23,731,000 | 25,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,551,000 | 7,104,000 | 10,678,000 | 14,153,000 |
| Interest expense | 1,019,000 | 2,004,000 | 2,953,000 | 3,878,000 |
| Net interest income | 2,532,000 | 5,100,000 | 7,725,000 | 10,275,000 |
| Noninterest income | 371,000 | 767,000 | 1,176,000 | 1,637,000 |
| Noninterest expense | 1,709,000 | 3,548,000 | 5,201,000 | 7,158,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 310,000 |
| Pretax income | 1,179,000 | 2,300,000 | 3,613,000 | 4,421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,179,000 | 2,300,000 | 3,613,000 | 4,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,795,000 | 28,529,000 | 29,051,000 | 29,878,000 |
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