Call reports 2021
FIRST BANK & TRUST COMPANY — 2021
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 228,138,000 | 228,858,000 | 226,392,000 | 230,614,000 |
| Total loans | 114,316,000 | 110,645,000 | 107,430,000 | 112,441,000 |
| Allowance for loan losses | 1,236,000 | 1,309,000 | 1,392,000 | 1,484,000 |
| Securities available for sale | 94,665,000 | 92,518,000 | 98,967,000 | 99,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,399,000 | 203,441,000 | 200,813,000 | 205,414,000 |
| Interest-bearing deposits | 158,865,000 | 158,748,000 | 157,388,000 | 162,446,000 |
| Noninterest-bearing deposits | 44,534,000 | 44,693,000 | 43,425,000 | 42,968,000 |
| Equity capital | 23,603,000 | 24,133,000 | 24,634,000 | 24,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,479,000 | 7,014,000 | 9,104,000 |
| Interest expense | 141,000 | 260,000 | 376,000 | 482,000 |
| Net interest income | 1,938,000 | 4,219,000 | 6,638,000 | 8,622,000 |
| Noninterest income | 353,000 | 726,000 | 1,127,000 | 1,513,000 |
| Noninterest expense | 1,483,000 | 2,923,000 | 4,406,000 | 6,153,000 |
| Provision for loan losses | 90,000 | 180,000 | 255,000 | 330,000 |
| Pretax income | 728,000 | 1,853,000 | 3,136,000 | 3,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 728,000 | 1,853,000 | 3,136,000 | 3,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,953,000 | 21,906,000 | 22,507,000 | 23,043,000 |