Call reports 2020
FIRST BANK & TRUST COMPANY — 2020
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 209,450,000 | 224,378,000 | 213,021,000 | 222,567,000 |
| Total loans | 120,426,000 | 117,179,000 | 112,660,000 | 110,562,000 |
| Allowance for loan losses | 1,187,000 | 1,025,000 | 1,076,000 | 1,175,000 |
| Securities available for sale | 69,334,000 | 78,717,000 | 84,179,000 | 85,571,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,330,000 | 201,247,000 | 188,964,000 | 197,607,000 |
| Interest-bearing deposits | 150,246,000 | 155,551,000 | 148,976,000 | 156,010,000 |
| Noninterest-bearing deposits | 38,084,000 | 45,696,000 | 39,988,000 | 41,597,000 |
| Equity capital | 20,594,000 | 22,381,000 | 23,222,000 | 24,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,178,000 | 4,542,000 | 6,680,000 | 8,852,000 |
| Interest expense | 267,000 | 541,000 | 755,000 | 926,000 |
| Net interest income | 1,911,000 | 4,001,000 | 5,925,000 | 7,926,000 |
| Noninterest income | 352,000 | 716,000 | 1,124,000 | 1,488,000 |
| Noninterest expense | 1,473,000 | 2,974,000 | 4,466,000 | 5,894,000 |
| Provision for loan losses | 68,000 | 195,000 | 315,000 | 515,000 |
| Pretax income | 998,000 | 1,894,000 | 2,931,000 | 3,851,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 998,000 | 1,894,000 | 2,931,000 | 3,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,613,000 | 20,458,000 | 20,948,000 | 21,881,000 |