Call reports 2018
FIRST BANK & TRUST COMPANY — 2018
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,739,000 | 150,410,000 | 146,119,000 | 145,908,000 |
| Total loans | 91,364,000 | 89,463,000 | 88,185,000 | 91,526,000 |
| Allowance for loan losses | 816,000 | 861,000 | 852,000 | 881,000 |
| Securities available for sale | 43,844,000 | 48,051,000 | 47,004,000 | 45,344,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,719,000 | 131,701,000 | 127,465,000 | 125,812,000 |
| Interest-bearing deposits | 102,660,000 | 97,695,000 | 99,133,000 | 95,900,000 |
| Noninterest-bearing deposits | 31,059,000 | 34,006,000 | 28,332,000 | 29,912,000 |
| Equity capital | 18,618,000 | 18,260,000 | 18,129,000 | 19,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,663,000 | 3,360,000 | 5,065,000 | 6,788,000 |
| Interest expense | 131,000 | 262,000 | 391,000 | 545,000 |
| Net interest income | 1,532,000 | 3,098,000 | 4,674,000 | 6,243,000 |
| Noninterest income | 280,000 | 647,000 | 942,000 | 1,256,000 |
| Noninterest expense | 1,085,000 | 2,168,000 | 3,241,000 | 4,289,000 |
| Provision for loan losses | 80,000 | 180,000 | 240,000 | 315,000 |
| Pretax income | 647,000 | 1,397,000 | 2,133,000 | 2,877,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 647,000 | 1,397,000 | 2,133,000 | 2,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,187,000 | 18,888,000 | 19,045,000 | 19,789,000 |
| Total capital | 20,017,000 | 19,763,000 | 19,908,000 | 20,679,000 |
| Risk-weighted assets | 98,948,000 | 100,112,000 | 98,373,000 | 102,782,000 |