Call reports 2017
FIRST BANK & TRUST COMPANY — 2017
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,859,000 | 157,243,000 | 144,826,000 | 150,110,000 |
| Total loans | 86,757,000 | 85,401,000 | 85,748,000 | 93,069,000 |
| Allowance for loan losses | 896,000 | 665,000 | 700,000 | 790,000 |
| Securities available for sale | 51,354,000 | 52,484,000 | 50,514,000 | 44,004,000 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,396,000 | 138,187,000 | 124,607,000 | 128,162,000 |
| Interest-bearing deposits | 93,160,000 | 106,147,000 | 93,923,000 | 94,441,000 |
| Noninterest-bearing deposits | 32,236,000 | 32,040,000 | 30,684,000 | 33,721,000 |
| Equity capital | 18,690,000 | 18,590,000 | 18,757,000 | 18,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,169,000 | 4,776,000 | 6,449,000 |
| Interest expense | 80,000 | 179,000 | 282,000 | 390,000 |
| Net interest income | 1,496,000 | 2,990,000 | 4,494,000 | 6,059,000 |
| Noninterest income | 285,000 | 578,000 | 867,000 | 1,129,000 |
| Noninterest expense | 1,070,000 | 2,120,000 | 3,134,000 | 4,174,000 |
| Provision for loan losses | 60,000 | 105,000 | 165,000 | 290,000 |
| Pretax income | 653,000 | 1,376,000 | 2,137,000 | 2,898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 653,000 | 1,376,000 | 2,137,000 | 2,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,356,000 | 18,074,000 | 18,299,000 | 19,060,000 |
| Total capital | 19,261,000 | 18,749,000 | 19,011,000 | 19,863,000 |
| Risk-weighted assets | 95,228,000 | 94,203,000 | 94,218,000 | 100,920,000 |