Call reports 2016
FIRST BANK & TRUST COMPANY — 2016
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,949,000 | 149,022,000 | 146,594,000 | 147,887,000 |
| Total loans | 81,271,000 | 81,814,000 | 82,619,000 | 85,749,000 |
| Allowance for loan losses | 793,000 | 867,000 | 885,000 | 873,000 |
| Securities available for sale | 55,520,000 | 54,442,000 | 54,706,000 | 51,734,000 |
| Securities held to maturity | 8,000 | 7,000 | 7,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,962,000 | 129,558,000 | 124,784,000 | 129,205,000 |
| Interest-bearing deposits | 102,099,000 | 93,829,000 | 91,062,000 | 96,011,000 |
| Noninterest-bearing deposits | 30,863,000 | 35,729,000 | 33,722,000 | 33,194,000 |
| Equity capital | 18,768,000 | 19,164,000 | 19,107,000 | 18,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,165,000 | 4,749,000 | 6,338,000 |
| Interest expense | 68,000 | 136,000 | 205,000 | 275,000 |
| Net interest income | 1,514,000 | 3,029,000 | 4,544,000 | 6,063,000 |
| Noninterest income | 203,000 | 417,000 | 672,000 | 896,000 |
| Noninterest expense | 1,056,000 | 2,077,000 | 3,095,000 | 4,172,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 631,000 | 1,345,000 | 2,096,000 | 2,731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 631,000 | 1,345,000 | 2,096,000 | 2,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,594,000 | 17,328,000 | 17,567,000 | 18,203,000 |
| Total capital | 18,391,000 | 18,199,000 | 18,459,000 | 19,085,000 |
| Risk-weighted assets | 92,427,000 | 92,810,000 | 93,371,000 | 95,850,000 |