Call reports 2015
FIRST BANK & TRUST COMPANY — 2015
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 158,966,000 | 154,534,000 | 150,139,000 | 154,633,000 |
| Total loans | 72,473,000 | 74,780,000 | 75,653,000 | 81,528,000 |
| Allowance for loan losses | 705,000 | 732,000 | 756,000 | 755,000 |
| Securities available for sale | 58,065,000 | 60,126,000 | 60,509,000 | 56,192,000 |
| Securities held to maturity | 12,000 | 10,000 | 10,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,880,000 | 137,327,000 | 132,152,000 | 136,353,000 |
| Interest-bearing deposits | 102,235,000 | 101,354,000 | 99,795,000 | 100,805,000 |
| Noninterest-bearing deposits | 38,645,000 | 35,973,000 | 32,357,000 | 35,548,000 |
| Equity capital | 17,897,000 | 16,947,000 | 17,658,000 | 18,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 2,952,000 | 4,476,000 | 6,031,000 |
| Interest expense | 73,000 | 141,000 | 212,000 | 283,000 |
| Net interest income | 1,399,000 | 2,811,000 | 4,264,000 | 5,748,000 |
| Noninterest income | 283,000 | 499,000 | 735,000 | 920,000 |
| Noninterest expense | 1,010,000 | 1,992,000 | 3,008,000 | 4,042,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 100,000 |
| Pretax income | 652,000 | 1,268,000 | 1,911,000 | 2,562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 652,000 | 1,268,000 | 1,911,000 | 2,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,925,000 | 16,613,000 | 16,768,000 | 17,419,000 |
| Total capital | 17,631,000 | 17,347,000 | 17,526,000 | 18,176,000 |
| Risk-weighted assets | 84,285,000 | 87,398,000 | 88,653,000 | 92,778,000 |