Call reports 2014
FIRST BANK & TRUST COMPANY — 2014
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 150,019,000 | 154,531,000 | 150,153,000 | 155,301,000 |
| Total loans | 64,488,000 | 64,377,000 | 67,396,000 | 76,725,000 |
| Allowance for loan losses | 684,000 | 677,000 | 662,000 | 735,000 |
| Securities available for sale | 67,620,000 | 70,563,000 | 67,602,000 | 61,596,000 |
| Securities held to maturity | 15,000 | 14,000 | 14,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,909,000 | 138,127,000 | 133,624,000 | 137,891,000 |
| Interest-bearing deposits | 104,131,000 | 101,725,000 | 99,053,000 | 98,684,000 |
| Noninterest-bearing deposits | 29,778,000 | 36,402,000 | 34,571,000 | 39,207,000 |
| Equity capital | 15,949,000 | 16,191,000 | 16,247,000 | 17,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,726,000 | 4,153,000 | 5,680,000 |
| Interest expense | 81,000 | 156,000 | 230,000 | 307,000 |
| Net interest income | 1,261,000 | 2,570,000 | 3,923,000 | 5,373,000 |
| Noninterest income | 227,000 | 446,000 | 668,000 | 869,000 |
| Noninterest expense | 1,039,000 | 2,031,000 | 3,020,000 | 3,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 449,000 | 985,000 | 1,571,000 | 2,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 449,000 | 985,000 | 1,571,000 | 2,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,227,000 | 15,963,000 | 16,136,000 | 16,738,000 |
| Total capital | 16,913,000 | 16,642,000 | 16,799,000 | 17,474,000 |
| Risk-weighted assets | 74,855,000 | 75,108,000 | 77,635,000 | 85,655,000 |