Call reports 2013
FIRST BANK & TRUST COMPANY — 2013
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 134,959,000 | 142,158,000 | 137,176,000 | 148,002,000 |
| Total loans | 61,918,000 | 63,005,000 | 60,001,000 | 65,154,000 |
| Allowance for loan losses | 720,000 | 718,000 | 708,000 | 692,000 |
| Securities available for sale | 57,859,000 | 62,059,000 | 67,260,000 | 67,780,000 |
| Securities held to maturity | 84,000 | 18,000 | 17,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,060,000 | 127,187,000 | 121,701,000 | 132,441,000 |
| Interest-bearing deposits | 94,640,000 | 99,607,000 | 95,510,000 | 100,406,000 |
| Noninterest-bearing deposits | 23,420,000 | 27,580,000 | 26,191,000 | 32,035,000 |
| Equity capital | 16,752,000 | 14,757,000 | 15,206,000 | 15,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,521,000 | 3,804,000 | 5,128,000 |
| Interest expense | 100,000 | 197,000 | 290,000 | 378,000 |
| Net interest income | 1,131,000 | 2,324,000 | 3,514,000 | 4,750,000 |
| Noninterest income | 198,000 | 407,000 | 649,000 | 858,000 |
| Noninterest expense | 993,000 | 2,016,000 | 2,987,000 | 3,946,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 715,000 | 1,176,000 | 1,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 336,000 | 715,000 | 1,176,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,804,000 | 15,542,000 | 15,739,000 | 16,226,000 |
| Total capital | 16,525,000 | 16,261,000 | 16,450,000 | 16,921,000 |
| Risk-weighted assets | 70,526,000 | 71,331,000 | 70,590,000 | 75,196,000 |