Call reports 2012
FIRST BANK & TRUST COMPANY — 2012
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 135,603,000 | 138,411,000 | 133,797,000 | 137,191,000 |
| Total loans | 61,261,000 | 57,385,000 | 55,074,000 | 61,711,000 |
| Allowance for loan losses | 788,000 | 788,000 | 716,000 | 716,000 |
| Securities available for sale | 54,354,000 | 56,624,000 | 59,528,000 | 58,381,000 |
| Securities held to maturity | 154,000 | 88,000 | 86,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,548,000 | 121,563,000 | 116,513,000 | 119,944,000 |
| Interest-bearing deposits | 96,571,000 | 98,399,000 | 94,643,000 | 90,642,000 |
| Noninterest-bearing deposits | 21,977,000 | 23,164,000 | 21,870,000 | 29,302,000 |
| Equity capital | 16,951,000 | 16,692,000 | 17,081,000 | 17,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,562,000 | 3,773,000 | 5,019,000 |
| Interest expense | 135,000 | 262,000 | 377,000 | 484,000 |
| Net interest income | 1,152,000 | 2,300,000 | 3,396,000 | 4,535,000 |
| Noninterest income | 180,000 | 395,000 | 606,000 | 808,000 |
| Noninterest expense | 945,000 | 1,861,000 | 2,753,000 | 3,738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 387,000 | 834,000 | 1,249,000 | 1,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 387,000 | 834,000 | 1,249,000 | 1,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,721,000 | 15,480,000 | 15,567,000 | 15,924,000 |
| Total capital | 16,509,000 | 16,268,000 | 16,283,000 | 16,641,000 |
| Risk-weighted assets | 69,375,000 | 66,567,000 | 71,118,000 | 80,101,000 |