Call reports 2008
FIRST BANK & TRUST COMPANY — 2008
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 127,593,000 | 128,239,000 | 120,197,000 | 125,519,000 |
| Total loans | 62,853,000 | 60,692,000 | 57,869,000 | 62,924,000 |
| Allowance for loan losses | 917,000 | 894,000 | 846,000 | 792,000 |
| Securities available for sale | 41,006,000 | 45,008,000 | 55,080,000 | 55,701,000 |
| Securities held to maturity | 1,647,000 | 1,341,000 | 761,000 | 636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,141,000 | 113,836,000 | 105,183,000 | 98,076,000 |
| Interest-bearing deposits | 94,018,000 | 94,454,000 | 89,961,000 | 86,100,000 |
| Noninterest-bearing deposits | 18,123,000 | 19,382,000 | 15,222,000 | 11,976,000 |
| Equity capital | 15,247,000 | 14,085,000 | 14,688,000 | 16,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 3,931,000 | 5,828,000 | 7,803,000 |
| Interest expense | 721,000 | 1,306,000 | 1,872,000 | 2,365,000 |
| Net interest income | 1,261,000 | 2,625,000 | 3,956,000 | 5,438,000 |
| Noninterest income | 304,000 | 524,000 | 784,000 | 997,000 |
| Noninterest expense | 833,000 | 1,673,000 | 2,583,000 | 3,561,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 732,000 | 1,476,000 | 2,157,000 | 2,874,000 |
| Income tax | 10,000 | 18,000 | 26,000 | 35,000 |
| Net income | 722,000 | 1,458,000 | 2,131,000 | 2,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,470,000 | 14,374,000 | 14,608,000 | 15,315,000 |
| Total capital | 15,387,000 | 15,268,000 | 15,454,000 | 16,107,000 |
| Risk-weighted assets | 82,634,000 | 80,200,000 | 74,736,000 | 79,347,000 |