Call reports 2007
FIRST BANK & TRUST COMPANY — 2007
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 107,548,000 | 112,097,000 | 114,979,000 | 113,781,000 |
| Total loans | 58,435,000 | 59,094,000 | 58,950,000 | 62,666,000 |
| Allowance for loan losses | 1,009,000 | 954,000 | 928,000 | 917,000 |
| Securities available for sale | 42,310,000 | 43,001,000 | 46,034,000 | 43,365,000 |
| Securities held to maturity | 1,552,000 | 1,729,000 | 1,713,000 | 1,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,964,000 | 98,838,000 | 99,920,000 | 96,616,000 |
| Interest-bearing deposits | 79,755,000 | 85,251,000 | 85,563,000 | 83,688,000 |
| Noninterest-bearing deposits | 13,209,000 | 13,587,000 | 14,357,000 | 12,928,000 |
| Equity capital | 13,212,000 | 12,998,000 | 13,629,000 | 14,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,758,000 | 3,596,000 | 5,525,000 | 7,520,000 |
| Interest expense | 659,000 | 1,371,000 | 2,156,000 | 2,949,000 |
| Net interest income | 1,099,000 | 2,225,000 | 3,369,000 | 4,571,000 |
| Noninterest income | 203,000 | 448,000 | 687,000 | 927,000 |
| Noninterest expense | 801,000 | 1,568,000 | 2,373,000 | 3,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 501,000 | 1,105,000 | 1,683,000 | 2,287,000 |
| Income tax | -5,000 | 9,000 | 21,000 | 34,000 |
| Net income | 506,000 | 1,096,000 | 1,662,000 | 2,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,489,000 | 13,598,000 | 13,717,000 | 14,308,000 |
| Total capital | 14,432,000 | 14,552,000 | 14,645,000 | 15,225,000 |
| Risk-weighted assets | 75,364,000 | 76,590,000 | 76,860,000 | 77,907,000 |