Call reports 2002
FIRST BANK & TRUST COMPANY — 2002
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,013,000 | 97,565,000 | 106,481,000 | 110,763,000 |
| Total loans | 47,674,000 | 47,268,000 | 46,881,000 | 49,284,000 |
| Allowance for loan losses | 734,000 | 669,000 | 1,127,000 | 677,000 |
| Securities available for sale | 28,511,000 | 35,208,000 | 42,675,000 | 46,873,000 |
| Securities held to maturity | 3,281,000 | 2,922,000 | 2,478,000 | 2,391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,339,000 | 85,199,000 | 94,305,000 | 98,357,000 |
| Interest-bearing deposits | 71,210,000 | 72,746,000 | 84,234,000 | 86,036,000 |
| Noninterest-bearing deposits | 13,129,000 | 12,453,000 | 10,071,000 | 12,321,000 |
| Equity capital | 11,096,000 | 11,397,000 | 11,522,000 | 11,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,092,000 | 4,588,000 | 6,119,000 |
| Interest expense | 580,000 | 1,158,000 | 1,741,000 | 2,296,000 |
| Net interest income | 960,000 | 1,934,000 | 2,847,000 | 3,823,000 |
| Noninterest income | 157,000 | 326,000 | 574,000 | 744,000 |
| Noninterest expense | 635,000 | 1,238,000 | 1,917,000 | 2,599,000 |
| Provision for loan losses | 115,000 | 115,000 | 565,000 | 715,000 |
| Pretax income | 367,000 | 907,000 | 939,000 | 1,253,000 |
| Income tax | 87,000 | 254,000 | 231,000 | 346,000 |
| Net income | 280,000 | 653,000 | 708,000 | 907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,838,000 | 10,955,000 | 11,010,000 | 10,953,000 |
| Total capital | 11,572,000 | 11,624,000 | 11,894,000 | 11,630,000 |
| Risk-weighted assets | 65,824,000 | 67,360,000 | 70,582,000 | 73,409,000 |