Call reports 2001
COMMUNITYBANKS — 2001
What COMMUNITYBANKS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 634,120,000 | 661,682,000 | 694,557,000 | 754,366,000 |
| Total loans | 412,725,000 | 422,336,000 | 422,094,000 | 407,572,000 |
| Allowance for loan losses | 5,592,000 | 5,760,000 | 6,193,000 | 6,322,000 |
| Securities available for sale | 150,216,000 | 173,980,000 | 223,721,000 | 275,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,191,000 | 487,836,000 | 496,391,000 | 501,652,000 |
| Interest-bearing deposits | 424,123,000 | 440,717,000 | 450,820,000 | 450,986,000 |
| Noninterest-bearing deposits | 41,068,000 | 47,119,000 | 45,571,000 | 50,666,000 |
| Equity capital | 49,993,000 | 51,969,000 | 54,050,000 | 53,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 11,533,000 | 23,157,000 | 35,035,000 | 47,187,000 |
| Interest expense | 6,592,000 | 13,134,000 | 19,622,000 | 25,848,000 |
| Net interest income | 4,941,000 | 10,023,000 | 15,413,000 | 21,339,000 |
| Noninterest income | 906,000 | 2,035,000 | 3,154,000 | 4,813,000 |
| Noninterest expense | 5,772,000 | 9,207,000 | 12,693,000 | 16,887,000 |
| Provision for loan losses | 180,000 | 405,000 | 950,000 | 1,300,000 |
| Pretax income | -105,000 | 2,538,000 | 5,145,000 | 8,366,000 |
| Income tax | -244,000 | 268,000 | 748,000 | 1,309,000 |
| Net income | 139,000 | 2,270,000 | 4,397,000 | 7,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,449,000 | 50,702,000 | 52,847,000 | 54,767,000 |
| Total capital | 55,034,000 | 56,462,000 | 59,040,000 | 61,158,000 |
| Risk-weighted assets | 466,825,000 | 510,825,000 | 543,403,000 | 579,254,000 |