Call reports 2025
INVESTAR BANK, NATIONAL ASSOCIATION — 2025
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,726,375,000 | 2,744,093,000 | 2,795,076,000 | 2,827,227,000 |
| Total loans | 2,106,632,000 | 2,106,355,000 | 2,150,523,000 | 2,175,973,000 |
| Allowance for loan losses | 26,435,000 | 26,620,000 | 26,470,000 | 26,349,000 |
| Securities available for sale | 345,727,000 | 355,708,000 | 370,251,000 | 370,614,000 |
| Securities held to maturity | 42,269,000 | 41,528,000 | 47,834,000 | 48,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,348,401,000 | 2,356,530,000 | 2,380,895,000 | 2,359,674,000 |
| Interest-bearing deposits | 1,910,622,000 | 1,889,726,000 | 1,926,317,000 | 1,904,263,000 |
| Noninterest-bearing deposits | 437,779,000 | 466,804,000 | 454,578,000 | 455,411,000 |
| Equity capital | 273,564,000 | 277,262,000 | 309,317,000 | 313,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,430,000 | 69,784,000 | 106,874,000 | 143,995,000 |
| Interest expense | 15,672,000 | 30,972,000 | 46,495,000 | 61,582,000 |
| Net interest income | 18,758,000 | 38,812,000 | 60,379,000 | 82,413,000 |
| Noninterest income | 2,029,000 | 4,304,000 | 6,431,000 | 8,566,000 |
| Noninterest expense | 15,989,000 | 32,178,000 | 48,306,000 | 64,296,000 |
| Provision for loan losses | -3,695,000 | -3,523,000 | -3,609,000 | -3,774,000 |
| Pretax income | 8,400,000 | 14,401,000 | 21,834,000 | 30,107,000 |
| Income tax | 1,565,000 | 2,621,000 | 3,909,000 | 5,452,000 |
| Net income | 6,835,000 | 11,780,000 | 17,925,000 | 24,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 275,698,000 | 278,269,000 | 306,183,000 | 308,528,000 |
| Total capital | 301,894,000 | 304,620,000 | 332,608,000 | 334,923,000 |
| Risk-weighted assets | 2,271,326,000 | 2,273,520,000 | 2,346,836,000 | 2,373,711,000 |