Call reports 2024
INVESTAR BANK, NATIONAL ASSOCIATION — 2024
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,784,772,000 | 2,783,525,000 | 2,799,028,000 | 2,719,172,000 |
| Total loans | 2,180,578,000 | 2,166,759,000 | 2,155,846,000 | 2,125,084,000 |
| Allowance for loan losses | 29,115,000 | 28,620,000 | 28,103,000 | 26,721,000 |
| Securities available for sale | 353,340,000 | 336,617,000 | 350,646,000 | 331,121,000 |
| Securities held to maturity | 17,755,000 | 18,457,000 | 18,302,000 | 42,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,209,916,000 | 2,211,490,000 | 2,289,183,000 | 2,346,821,000 |
| Interest-bearing deposits | 1,772,430,000 | 1,773,631,000 | 1,849,674,000 | 1,913,801,000 |
| Noninterest-bearing deposits | 437,486,000 | 437,859,000 | 439,509,000 | 433,020,000 |
| Equity capital | 275,358,000 | 271,448,000 | 285,939,000 | 262,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 35,717,000 | 71,501,000 | 108,344,000 | 143,843,000 |
| Interest expense | 17,696,000 | 35,553,000 | 53,840,000 | 71,173,000 |
| Net interest income | 18,021,000 | 35,948,000 | 54,504,000 | 72,670,000 |
| Noninterest income | 2,323,000 | 5,485,000 | 8,810,000 | 14,135,000 |
| Noninterest expense | 15,037,000 | 30,546,000 | 46,477,000 | 62,102,000 |
| Provision for loan losses | -1,419,000 | -1,709,000 | -2,615,000 | -3,191,000 |
| Pretax income | 6,721,000 | 12,332,000 | 19,244,000 | 27,426,000 |
| Income tax | 1,513,000 | 2,492,000 | 3,435,000 | 4,788,000 |
| Net income | 5,208,000 | 9,840,000 | 15,809,000 | 22,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,938,000 | 279,282,000 | 283,463,000 | 269,733,000 |
| Total capital | 311,995,000 | 307,728,000 | 311,352,000 | 296,117,000 |
| Risk-weighted assets | 2,392,080,000 | 2,371,026,000 | 2,347,872,000 | 2,291,162,000 |