Call reports 2023
INVESTAR BANK, NATIONAL ASSOCIATION — 2023
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,749,080,000 | 2,750,733,000 | 2,786,849,000 | 2,812,776,000 |
| Total loans | 2,109,045,000 | 2,084,863,000 | 2,103,023,000 | 2,210,619,000 |
| Allowance for loan losses | 30,521,000 | 30,044,000 | 29,778,000 | 30,540,000 |
| Securities available for sale | 406,107,000 | 389,583,000 | 404,485,000 | 361,917,000 |
| Securities held to maturity | 8,048,000 | 17,812,000 | 20,043,000 | 20,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,149,051,000 | 2,181,624,000 | 2,210,077,000 | 2,256,547,000 |
| Interest-bearing deposits | 1,637,406,000 | 1,692,542,000 | 1,749,914,000 | 1,806,975,000 |
| Noninterest-bearing deposits | 511,646,000 | 489,083,000 | 460,163,000 | 449,572,000 |
| Equity capital | 266,703,000 | 269,166,000 | 259,856,000 | 277,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 30,971,000 | 63,362,000 | 96,517,000 | 133,179,000 |
| Interest expense | 10,013,000 | 23,226,000 | 38,103,000 | 55,465,000 |
| Net interest income | 20,958,000 | 40,136,000 | 58,414,000 | 77,714,000 |
| Noninterest income | 1,066,000 | 3,177,000 | 4,762,000 | 6,772,000 |
| Noninterest expense | 15,794,000 | 30,975,000 | 46,497,000 | 61,734,000 |
| Provision for loan losses | 556,000 | -2,277,000 | -2,693,000 | -1,964,000 |
| Pretax income | 5,680,000 | 14,789,000 | 19,151,000 | 24,435,000 |
| Income tax | 1,083,000 | 2,813,000 | 3,598,000 | 4,583,000 |
| Net income | 4,597,000 | 11,976,000 | 15,553,000 | 19,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 268,189,000 | 275,754,000 | 277,912,000 | 280,687,000 |
| Total capital | 296,679,000 | 304,237,000 | 307,875,000 | 310,846,000 |
| Risk-weighted assets | 2,277,426,000 | 2,277,278,000 | 2,409,684,000 | 2,412,378,000 |