Call reports 2022
INVESTAR BANK, NATIONAL ASSOCIATION — 2022
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,571,114,000 | 2,587,818,000 | 2,657,317,000 | 2,751,455,000 |
| Total loans | 1,877,445,000 | 1,916,395,000 | 2,005,677,000 | 2,104,768,000 |
| Allowance for loan losses | 21,088,000 | 21,954,000 | 23,163,000 | 24,364,000 |
| Securities available for sale | 413,777,000 | 421,286,000 | 413,186,000 | 405,166,000 |
| Securities held to maturity | 9,926,000 | 9,701,000 | 9,373,000 | 8,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,188,696,000 | 2,066,044,000 | 2,058,163,000 | 2,088,497,000 |
| Interest-bearing deposits | 1,571,588,000 | 1,446,891,000 | 1,462,073,000 | 1,501,624,000 |
| Noninterest-bearing deposits | 617,107,000 | 619,153,000 | 596,091,000 | 586,873,000 |
| Equity capital | 280,703,000 | 266,102,000 | 250,364,000 | 261,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 23,859,000 | 48,185,000 | 75,170,000 | 104,540,000 |
| Interest expense | 1,337,000 | 2,754,000 | 5,559,000 | 11,647,000 |
| Net interest income | 22,522,000 | 45,431,000 | 69,611,000 | 92,893,000 |
| Noninterest income | 5,860,000 | 12,330,000 | 15,016,000 | 18,455,000 |
| Noninterest expense | 15,232,000 | 30,275,000 | 45,956,000 | 59,638,000 |
| Provision for loan losses | -449,000 | 492,000 | 1,654,000 | 2,922,000 |
| Pretax income | 13,583,000 | 26,962,000 | 36,966,000 | 48,738,000 |
| Income tax | 2,785,000 | 5,563,000 | 7,476,000 | 9,566,000 |
| Net income | 10,798,000 | 21,399,000 | 29,490,000 | 39,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,570,000 | 255,395,000 | 257,707,000 | 267,603,000 |
| Total capital | 274,316,000 | 277,783,000 | 281,175,000 | 292,339,000 |
| Risk-weighted assets | 2,102,869,000 | 2,139,838,000 | 2,202,561,000 | 2,262,209,000 |