Call reports 2021
INVESTAR BANK, NATIONAL ASSOCIATION — 2021
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,406,322,000 | 2,671,087,000 | 2,692,241,000 | 2,510,088,000 |
| Total loans | 1,845,970,000 | 1,947,821,000 | 1,880,958,000 | 1,872,633,000 |
| Allowance for loan losses | 20,423,000 | 20,444,000 | 20,566,000 | 20,859,000 |
| Securities available for sale | 301,433,000 | 269,360,000 | 274,387,000 | 355,509,000 |
| Securities held to maturity | 11,966,000 | 11,812,000 | 11,407,000 | 10,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,023,501,000 | 2,266,387,000 | 2,306,059,000 | 2,122,887,000 |
| Interest-bearing deposits | 1,494,393,000 | 1,678,057,000 | 1,706,189,000 | 1,534,801,000 |
| Noninterest-bearing deposits | 529,108,000 | 588,330,000 | 599,870,000 | 588,086,000 |
| Equity capital | 281,806,000 | 293,858,000 | 282,262,000 | 289,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 22,955,000 | 47,296,000 | 71,760,000 | 95,508,000 |
| Interest expense | 2,665,000 | 5,145,000 | 7,367,000 | 8,950,000 |
| Net interest income | 20,290,000 | 42,151,000 | 64,393,000 | 86,558,000 |
| Noninterest income | 1,712,000 | 3,985,000 | 7,863,000 | 9,538,000 |
| Noninterest expense | 14,595,000 | 32,319,000 | 48,557,000 | 62,302,000 |
| Provision for loan losses | 400,000 | 514,000 | 22,227,000 | 22,885,000 |
| Pretax income | 7,598,000 | 15,616,000 | 3,783,000 | 13,216,000 |
| Income tax | 1,601,000 | 3,264,000 | 838,000 | 2,657,000 |
| Net income | 5,997,000 | 12,352,000 | 2,945,000 | 10,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,912,000 | 246,396,000 | 236,680,000 | 244,541,000 |
| Total capital | 264,616,000 | 267,077,000 | 257,697,000 | 266,069,000 |
| Risk-weighted assets | 1,896,878,000 | 2,036,517,000 | 2,057,441,000 | 2,086,948,000 |