Call reports 2020
INVESTAR BANK, NATIONAL ASSOCIATION — 2020
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,197,542,000 | 2,356,635,000 | 2,318,963,000 | 2,318,091,000 |
| Total loans | 1,729,795,000 | 1,813,971,000 | 1,829,680,000 | 1,860,318,000 |
| Allowance for loan losses | 14,233,000 | 16,657,000 | 19,045,000 | 20,363,000 |
| Securities available for sale | 276,281,000 | 246,886,000 | 278,906,000 | 268,410,000 |
| Securities held to maturity | 14,253,000 | 14,053,000 | 13,542,000 | 12,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,754,083,000 | 1,912,170,000 | 1,851,194,000 | 1,906,265,000 |
| Interest-bearing deposits | 1,389,447,000 | 1,420,494,000 | 1,382,379,000 | 1,439,595,000 |
| Noninterest-bearing deposits | 364,636,000 | 491,676,000 | 468,815,000 | 466,670,000 |
| Equity capital | 255,076,000 | 260,464,000 | 264,956,000 | 271,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,616,000 | 47,405,000 | 70,769,000 | 93,711,000 |
| Interest expense | 5,595,000 | 10,380,000 | 14,395,000 | 17,547,000 |
| Net interest income | 18,021,000 | 37,025,000 | 56,374,000 | 76,164,000 |
| Noninterest income | 1,831,000 | 4,399,000 | 6,895,000 | 9,629,000 |
| Noninterest expense | 13,733,000 | 27,999,000 | 41,831,000 | 56,233,000 |
| Provision for loan losses | 3,760,000 | 6,260,000 | 8,760,000 | 11,160,000 |
| Pretax income | 2,539,000 | 8,527,000 | 14,979,000 | 20,699,000 |
| Income tax | 520,000 | 1,684,000 | 2,964,000 | 4,136,000 |
| Net income | 2,019,000 | 6,843,000 | 12,015,000 | 16,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,160,000 | 227,481,000 | 232,895,000 | 237,685,000 |
| Total capital | 237,537,000 | 244,469,000 | 252,304,000 | 258,292,000 |
| Risk-weighted assets | 1,845,824,000 | 1,845,649,000 | 1,869,195,000 | 1,896,425,000 |