Call reports 2019
INVESTAR BANK, NATIONAL ASSOCIATION — 2019
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,963,345,000 | 1,999,934,000 | 2,019,932,000 | 2,146,196,000 |
| Total loans | 1,494,919,000 | 1,543,308,000 | 1,586,342,000 | 1,691,975,000 |
| Allowance for loan losses | 9,642,000 | 9,924,000 | 10,339,000 | 10,700,000 |
| Securities available for sale | 264,257,000 | 253,985,000 | 261,179,000 | 259,805,000 |
| Securities held to maturity | 15,816,000 | 15,473,000 | 15,319,000 | 14,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,532,804,000 | 1,552,265,000 | 1,585,441,000 | 1,743,071,000 |
| Interest-bearing deposits | 1,246,982,000 | 1,262,736,000 | 1,294,318,000 | 1,355,801,000 |
| Noninterest-bearing deposits | 285,822,000 | 289,529,000 | 291,123,000 | 387,270,000 |
| Equity capital | 225,667,000 | 230,305,000 | 236,267,000 | 255,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,675,000 | 43,055,000 | 65,899,000 | 89,405,000 |
| Interest expense | 5,150,000 | 10,828,000 | 16,940,000 | 22,940,000 |
| Net interest income | 15,525,000 | 32,227,000 | 48,959,000 | 66,465,000 |
| Noninterest income | 1,196,000 | 2,743,000 | 4,441,000 | 5,947,000 |
| Noninterest expense | 11,180,000 | 22,564,000 | 34,094,000 | 47,671,000 |
| Provision for loan losses | 265,000 | 634,000 | 1,172,000 | 1,908,000 |
| Pretax income | 5,284,000 | 12,014,000 | 18,379,000 | 23,109,000 |
| Income tax | 1,044,000 | 2,381,000 | 3,608,000 | 4,568,000 |
| Net income | 4,240,000 | 9,633,000 | 14,771,000 | 18,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,657,000 | 202,784,000 | 208,214,000 | 222,316,000 |
| Total capital | 209,384,000 | 212,851,000 | 218,656,000 | 233,111,000 |
| Risk-weighted assets | 1,571,796,000 | 1,632,593,000 | 1,670,087,000 | 1,789,111,000 |