Call reports 2018
INVESTAR BANK, NATIONAL ASSOCIATION — 2018
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,642,254,000 | 1,695,311,000 | 1,733,580,000 | 1,784,210,000 |
| Total loans | 1,272,950,000 | 1,300,311,000 | 1,358,412,000 | 1,400,825,000 |
| Allowance for loan losses | 8,130,000 | 8,451,000 | 9,021,000 | 9,454,000 |
| Securities available for sale | 231,447,000 | 241,587,000 | 230,747,000 | 248,981,000 |
| Securities held to maturity | 17,727,000 | 17,299,000 | 17,030,000 | 16,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,226,882,000 | 1,231,743,000 | 1,297,309,000 | 1,362,324,000 |
| Interest-bearing deposits | 1,004,817,000 | 1,008,360,000 | 1,081,439,000 | 1,144,274,000 |
| Noninterest-bearing deposits | 222,065,000 | 223,383,000 | 215,870,000 | 218,051,000 |
| Equity capital | 195,024,000 | 198,564,000 | 199,997,000 | 204,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,175,000 | 35,181,000 | 53,957,000 | 73,875,000 |
| Interest expense | 2,956,000 | 6,275,000 | 10,291,000 | 15,033,000 |
| Net interest income | 14,219,000 | 28,906,000 | 43,666,000 | 58,842,000 |
| Noninterest income | 1,146,000 | 2,389,000 | 3,648,000 | 4,336,000 |
| Noninterest expense | 10,428,000 | 20,494,000 | 30,619,000 | 40,811,000 |
| Provision for loan losses | 625,000 | 1,192,000 | 1,977,000 | 2,570,000 |
| Pretax income | 4,305,000 | 9,596,000 | 14,717,000 | 19,801,000 |
| Income tax | 1,464,000 | 2,535,000 | 3,159,000 | 4,157,000 |
| Net income | 2,841,000 | 7,061,000 | 11,558,000 | 15,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,078,000 | 182,487,000 | 185,534,000 | 187,735,000 |
| Total capital | 186,249,000 | 190,992,000 | 194,655,000 | 197,256,000 |
| Risk-weighted assets | 1,337,928,000 | 1,381,537,000 | 1,440,107,000 | 1,482,278,000 |