Call reports 2017
INVESTAR BANK, NATIONAL ASSOCIATION — 2017
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,174,578,000 | 1,223,917,000 | 1,475,039,000 | 1,620,934,000 |
| Total loans | 902,148,000 | 932,960,000 | 1,110,521,000 | 1,258,780,000 |
| Allowance for loan losses | 7,243,000 | 7,320,000 | 7,605,000 | 7,892,000 |
| Securities available for sale | 173,911,000 | 183,258,000 | 227,032,000 | 217,200,000 |
| Securities held to maturity | 19,648,000 | 19,460,000 | 19,306,000 | 17,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 871,516,000 | 897,403,000 | 1,103,024,000 | 1,226,937,000 |
| Interest-bearing deposits | 756,040,000 | 764,199,000 | 926,218,000 | 1,008,637,000 |
| Noninterest-bearing deposits | 115,476,000 | 133,204,000 | 176,806,000 | 218,299,000 |
| Equity capital | 166,235,000 | 168,952,000 | 171,533,000 | 193,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,091,000 | 22,933,000 | 37,371,000 | 53,337,000 |
| Interest expense | 2,179,000 | 4,405,000 | 6,997,000 | 9,812,000 |
| Net interest income | 8,912,000 | 18,528,000 | 30,374,000 | 43,525,000 |
| Noninterest income | 857,000 | 1,623,000 | 2,836,000 | 3,823,000 |
| Noninterest expense | 6,416,000 | 13,177,000 | 21,951,000 | 31,432,000 |
| Provision for loan losses | 350,000 | 725,000 | 1,145,000 | 1,540,000 |
| Pretax income | 3,109,000 | 6,450,000 | 10,336,000 | 14,616,000 |
| Income tax | 935,000 | 1,986,000 | 3,245,000 | 5,022,000 |
| Net income | 2,174,000 | 4,464,000 | 7,091,000 | 9,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,508,000 | 166,816,000 | 159,514,000 | 175,942,000 |
| Total capital | 171,751,000 | 174,136,000 | 167,119,000 | 183,866,000 |
| Risk-weighted assets | 986,346,000 | 1,009,082,000 | 1,174,422,000 | 1,317,595,000 |