Call reports 2016
INVESTAR BANK, NATIONAL ASSOCIATION — 2016
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,072,101,000 | 1,125,145,000 | 1,152,507,000 | 1,157,881,000 |
| Total loans | 848,543,000 | 864,187,000 | 887,381,000 | 893,425,000 |
| Allowance for loan losses | 6,463,000 | 7,091,000 | 7,383,000 | 7,051,000 |
| Securities available for sale | 127,959,000 | 151,227,000 | 148,737,000 | 162,822,000 |
| Securities held to maturity | 26,249,000 | 25,656,000 | 21,454,000 | 20,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,026,000 | 867,887,000 | 907,576,000 | 908,682,000 |
| Interest-bearing deposits | 713,665,000 | 757,377,000 | 794,637,000 | 799,383,000 |
| Noninterest-bearing deposits | 96,361,000 | 110,510,000 | 112,939,000 | 109,299,000 |
| Equity capital | 112,037,000 | 113,956,000 | 115,090,000 | 115,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,375,000 | 21,089,000 | 32,079,000 | 43,138,000 |
| Interest expense | 1,810,000 | 3,849,000 | 6,067,000 | 8,322,000 |
| Net interest income | 8,565,000 | 17,240,000 | 26,012,000 | 34,816,000 |
| Noninterest income | 1,281,000 | 3,463,000 | 4,323,000 | 5,253,000 |
| Noninterest expense | 6,264,000 | 13,234,000 | 19,647,000 | 26,115,000 |
| Provision for loan losses | 454,000 | 1,254,000 | 1,704,000 | 2,079,000 |
| Pretax income | 3,208,000 | 6,416,000 | 9,354,000 | 12,256,000 |
| Income tax | 1,078,000 | 2,166,000 | 2,950,000 | 3,869,000 |
| Net income | 2,130,000 | 4,250,000 | 6,404,000 | 8,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,250,000 | 110,778,000 | 111,937,000 | 114,417,000 |
| Total capital | 115,713,000 | 117,869,000 | 119,320,000 | 121,468,000 |
| Risk-weighted assets | 944,575,000 | 984,378,000 | 1,000,338,000 | 980,100,000 |